We believe in Industry Compliance, which means that you can expect transparency in the advice you receive.
The documents we need & use are:
Mortgage Application Form
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This document is critical to the entire success of your financial application. It provides not only the benchmark for all recommendations we provide, but ensures full disclosure of information to our lender & insurance providers.
If you are unsure about filling this form out, please discuss with one of our advisors
 - Loan Application Form |
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Risk Needs Analysis
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In many cases clients who see us are either over insured, that is they have cover that is inappropriate for their circumstances OR worse they do not have the right cover in place. Completing a full Needs Analysis and then reviewing this on a regular basis will ensure your financial risk needs are meet.
- Risk Needs Analysis |
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Personal Disclosure Statements
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It is imperative that you know:
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who your advisor is and their experience
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their professional memberships
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how they are paid
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the advisors history
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Insurance Statement
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When we arrange further debt for a client, we are increasing a client's financial risk. For every new loan we submit, as part of this process we require every client to complete an insurance statement. This asks 4 simple questions, asks for you to tick one box, and requires a client's signature.
If a client does need to discuss their financial risk requirements, we can arrange for our Insurance Advisor to contact you.
- Insurance Statement |
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